Paramount Residential Mortgage Group · Missouri · 2025

Paramount Residential Mortgage Group in Missouri: approval rate, denial rate and rates (2025)

Paramount Residential Mortgage Group took 180 mortgage applications in Missouri in 2025, ranking #197 of 1,023 lenders active in the state. It originated 62.2% of them and denied 6.7% (9.7% of the applications it decided), against a statewide denial rate of 15.1%.

180Applicationsin MO
9.7%Decision denial ratestate 18.7%
6.63%Median ratestate 6.63%
$205,000Median loanstate $175,000
$29MVolume35 counties

Paramount Residential Mortgage Group in Missouri vs the state

6.7%Denial rate-8.40 pts vs state
9.7%Decision denial rate-9.02 pts vs state
62.2%Origination rate-0.44 pts vs state
6.63%Median rate0.00 pts vs state
0.50Rate spread (pts)+0.15 pts vs state
$83kMedian applicant income
112Loans originated
12Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232021203.0%6.75%#152
20241771265.1%6.63%#182
20251801126.7%6.63%#197

What Paramount Residential Mortgage Group lends in Missouri

By loan purpose

Home purchase 141 78% · 7.1% denied
Refinance 13 7% · 7.7% denied
Cash-out refinance 17 9% · 0.0% denied
Home improvement 8 4% · 12.5% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 80 44% · 10.0% denied
FHA 56 31% · 5.4% denied
VA 21 12% · 0.0% denied
USDA / RHS 23 13% · 4.4% denied

Why it denied Missouri applicants

Debt-to-income ratio 9 75%
Credit history 2 17%
Other 1 8%

Where in Missouri

Counties with the most Paramount Residential Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Louis County 54382 3.7%
Jackson County 21131 4.8%
St. Charles County 1251 8.3%
Greene County 832 25.0%
St. Louis city 750 0.0%
Jefferson County 761 14.3%
Platte County 641 16.7%
Newton County 540 0.0%
Christian County 520 0.0%
Barry County 421 25.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 180 applications in 2025, of which 112 were originated and 12 denied.

6.7% of all applications, or 9.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Paramount Residential Mortgage Group originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology