Paramount Residential Mortgage Group in Mississippi vs the state
3.0%Denial rate-19.89 pts vs state
4.9%Decision denial rate-23.57 pts vs state
59.1%Origination rate+6.22 pts vs state
6.63%Median rate-0.13 pts vs state
0.75Rate spread (pts)+0.42 pts vs state
$81kMedian applicant income
39Loans originated
2Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 87 | 40 | 9.2% | 6.69% | #118 |
| 2024 | 85 | 51 | 5.9% | 6.38% | #124 |
| 2025 | 66 | 39 | 3.0% | 6.63% | #153 |
What Paramount Residential Mortgage Group lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Paramount Residential Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 17 | 10 | 1 | 5.9% |
| Adams County | 11 | 4 | 1 | 9.1% |
| Lee County | 5 | 3 | 0 | 0.0% |
| Oktibbeha County | 3 | 3 | 0 | 0.0% |
| Marion County | 3 | 1 | 0 | 0.0% |
| Washington County | 2 | 1 | 0 | 0.0% |
| Tishomingo County | 2 | 1 | 0 | 0.0% |
| Claiborne County | 2 | 1 | 0 | 0.0% |
| Lamar County | 2 | 2 | 0 | 0.0% |
| Union County | 2 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 66 applications in 2025, of which 39 were originated and 2 denied.
3.0% of all applications, or 4.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Paramount Residential Mortgage Group originated in Mississippi in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology