Paragon Bank in Mississippi vs the state
2.3%Denial rate-20.59 pts vs state
2.6%Decision denial rate-25.82 pts vs state
86.1%Origination rate+33.18 pts vs state
—Median rate
—Rate spread (pts)
$138kMedian applicant income
37Loans originated
1Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 35 | 2.4% | — | #167 |
| 2024 | 40 | 35 | 2.5% | — | #174 |
| 2025 | 43 | 37 | 2.3% | — | #184 |
What Paragon Bank lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most Paragon Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette County | 25 | 20 | 1 | 4.0% |
| DeSoto County | 5 | 5 | 0 | 0.0% |
| Yalobusha County | 5 | 4 | 0 | 0.0% |
| Pontotoc County | 3 | 3 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
| Prentiss County | 1 | 1 | 0 | 0.0% |
| Calhoun County | 1 | 1 | 0 | 0.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
| Oktibbeha County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 43 applications in 2025, of which 37 were originated and 1 denied.
2.3% of all applications, or 2.6% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Paragon Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology