Pacific Lending in Washington vs the state
0.0%Denial rate-15.65 pts vs state
0.0%Decision denial rate-19.54 pts vs state
83.3%Origination rate+22.27 pts vs state
6.63%Median rate0.00 pts vs state
0.07Rate spread (pts)-0.12 pts vs state
$174kMedian applicant income
5Loans originated
0Denied
What Pacific Lending lends in Washington
By loan purpose
By loan type
Where in Washington
Counties with the most Pacific Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 2 | 2 | 0 | 0.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
| Chelan County | 1 | 1 | 0 | 0.0% |
| Thurston County | 1 | 0 | 0 | 0.0% |
| Whatcom County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 6 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Pacific Lending originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Pacific Lending's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology