Oregonians Credit Union in Washington vs the state
26.7%Denial rate+11.02 pts vs state
28.6%Decision denial rate+9.03 pts vs state
53.3%Origination rate-7.73 pts vs state
5.50%Median rate-1.13 pts vs state
-1.77Rate spread (pts)-1.95 pts vs state
$124kMedian applicant income
8Loans originated
4Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 13 | 10.5% | 3.49% | #385 |
| 2024 | 16 | 11 | 18.8% | 5.50% | #404 |
| 2025 | 15 | 8 | 26.7% | 5.50% | #417 |
What Oregonians Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Oregonians Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 5 | 2 | 1 | 20.0% |
| Mason County | 2 | 2 | 0 | 0.0% |
| Lewis County | 2 | 2 | 0 | 0.0% |
| King County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 15 applications in 2025, of which 8 were originated and 4 denied.
26.7% of all applications, or 28.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Oregonians Credit Union originated in Washington in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Oregonians Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology