Orchard Mortgage in Tennessee vs the state
9.1%Denial rate-8.05 pts vs state
12.5%Decision denial rate-9.18 pts vs state
63.6%Origination rate+5.56 pts vs state
6.88%Median rate+0.25 pts vs state
0.22Rate spread (pts)-0.01 pts vs state
$127kMedian applicant income
7Loans originated
1Denied
What Orchard Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Orchard Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sumner County | 3 | 0 | 1 | 33.3% |
| Cumberland County | 2 | 2 | 0 | 0.0% |
| Chester County | 1 | 1 | 0 | 0.0% |
| Rutherford County | 1 | 1 | 0 | 0.0% |
| Coffee County | 1 | 1 | 0 | 0.0% |
| Tipton County | 1 | 0 | 0 | 0.0% |
| Williamson County | 1 | 1 | 0 | 0.0% |
| Wilson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 11 applications in 2025, of which 7 were originated and 1 denied.
9.1% of all applications, or 12.5% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Orchard Mortgage originated in Tennessee in 2025 was 6.88%, against a statewide median of 6.62%.
About this data. Figures are Orchard Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology