Old Second National Bank · Washington · 2025

Old Second National Bank in Washington: approval rate, denial rate and rates (2025)

Old Second National Bank took 7 mortgage applications in Washington in 2025, ranking #502 of 822 lenders active in the state. It originated 57.1% of them and denied 14.3% (20.0% of the applications it decided), against a statewide denial rate of 15.7%.

7Applicationsin WA
20.0%Decision denial ratestate 19.5%
6.75%Median ratestate 6.63%
$145,000Median loanstate $335,000
$7.7MVolume5 counties

Old Second National Bank in Washington vs the state

14.3%Denial rate-1.36 pts vs state
20.0%Decision denial rate+0.46 pts vs state
57.1%Origination rate-3.92 pts vs state
6.75%Median rate+0.13 pts vs state
Rate spread (pts)
$79kMedian applicant income
4Loans originated
1Denied

What Old Second National Bank lends in Washington

By loan purpose

Home purchase 5 71% · 0.0% denied
Refinance 1 14% · 0.0% denied
Cash-out refinance 1 14% · 100.0% denied

By loan type

Conventional 7 100% · 14.3% denied

Where in Washington

Counties with the most Old Second National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 210 0.0%
Thurston County 220 0.0%
Kittitas County 101 100.0%
Clark County 110 0.0%
Kitsap County 100 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 7 applications in 2025, of which 4 were originated and 1 denied.

14.3% of all applications, or 20.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Old Second National Bank originated in Washington in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Old Second National Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology