Old National Bank · Missouri · 2025

Old National Bank in Missouri: approval rate, denial rate and rates (2025)

Old National Bank took 54 mortgage applications in Missouri in 2025, ranking #337 of 1,023 lenders active in the state. It originated 68.5% of them and denied 1.9% (2.6% of the applications it decided), against a statewide denial rate of 15.1%.

54Applicationsin MO
2.6%Decision denial ratestate 18.7%
6.00%Median ratestate 6.63%
$310,000Median loanstate $175,000
$53MVolume17 counties

Old National Bank in Missouri vs the state

1.9%Denial rate-13.22 pts vs state
2.6%Decision denial rate-16.07 pts vs state
68.5%Origination rate+5.86 pts vs state
6.00%Median rate-0.63 pts vs state
0.02Rate spread (pts)-0.33 pts vs state
$114kMedian applicant income
37Loans originated
1Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
202326223.9%6.50%#393
202449256.1%6.50%#334
202554371.9%6.00%#337

What Old National Bank lends in Missouri

By loan purpose

Home purchase 39 72% · 2.6% denied
Refinance 7 13% · 0.0% denied
Cash-out refinance 4 7% · 0.0% denied
Home improvement 2 4% · 0.0% denied
Other / HELOC 2 4% · 0.0% denied

By loan type

Conventional 44 81% · 2.3% denied
FHA 4 7% · 0.0% denied
VA 6 11% · 0.0% denied

Why it denied Missouri applicants

Insufficient cash 1 100%

Where in Missouri

Counties with the most Old National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jackson County 15111 6.7%
St. Charles County 840 0.0%
St. Louis County 870 0.0%
Clay County 420 0.0%
Platte County 320 0.0%
Jefferson County 220 0.0%
Greene County 210 0.0%
Taney County 210 0.0%
St. Louis city 210 0.0%
Boone County 110 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 54 applications in 2025, of which 37 were originated and 1 denied.

1.9% of all applications, or 2.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Old National Bank originated in Missouri in 2025 was 6.00%, against a statewide median of 6.63%.

About this data. Figures are Old National Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology