Oaktree Funding · Maine · 2025

Oaktree Funding in Maine: approval rate, denial rate and rates (2025)

Oaktree Funding took 12 mortgage applications in Maine in 2025, ranking #207 of 537 lenders active in the state. It originated 41.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.3%.

12Applicationsin ME
0.0%Decision denial ratestate 20.1%
8.13%Median ratestate 6.88%
$430,000Median loanstate $215,000
$3.7MVolume6 counties

Oaktree Funding in Maine vs the state

0.0%Denial rate-16.33 pts vs state
0.0%Decision denial rate-20.08 pts vs state
41.7%Origination rate-20.50 pts vs state
8.13%Median rate+1.25 pts vs state
1.71Rate spread (pts)+1.38 pts vs state
$624kMedian applicant income
5Loans originated
0Denied

What Oaktree Funding lends in Maine

By loan purpose

Home purchase 4 33% · 0.0% denied
Refinance 2 17% · 0.0% denied
Cash-out refinance 6 50% · 0.0% denied

By loan type

Conventional 12 100% · 0.0% denied

Where in Maine

Counties with the most Oaktree Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Androscoggin County 410 0.0%
Penobscot County 210 0.0%
Cumberland County 200 0.0%
York County 220 0.0%
Waldo County 100 0.0%
Sagadahoc County 110 0.0%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
CMG MortgageA 2,2514.2%6.63%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%

Frequently asked questions

Maine: 12 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

The median rate on loans Oaktree Funding originated in Maine in 2025 was 8.13%, against a statewide median of 6.88%.

About this data. Figures are Oaktree Funding's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology