NVR Mortgage Finance in Indiana vs the state
22.6%Denial rate+6.07 pts vs state
25.1%Decision denial rate+4.94 pts vs state
67.6%Origination rate+5.38 pts vs state
6.13%Median rate-0.63 pts vs state
0.00Rate spread (pts)-0.37 pts vs state
$96kMedian applicant income
445Loans originated
149Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 363 | 252 | 21.2% | 5.99% | #123 |
| 2024 | 598 | 405 | 25.1% | 6.25% | #95 |
| 2025 | 658 | 445 | 22.6% | 6.13% | #96 |
What NVR Mortgage Finance lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most NVR Mortgage Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Boone County | 146 | 107 | 33 | 22.6% |
| Hendricks County | 125 | 72 | 34 | 27.2% |
| Johnson County | 124 | 89 | 24 | 19.4% |
| Hancock County | 118 | 95 | 14 | 11.9% |
| Morgan County | 89 | 49 | 29 | 32.6% |
| Marion County | 43 | 26 | 14 | 32.6% |
| Bartholomew County | 11 | 5 | 1 | 9.1% |
| Shelby County | 2 | 2 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 658 applications in 2025, of which 445 were originated and 149 denied.
22.6% of all applications, or 25.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans NVR Mortgage Finance originated in Indiana in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are NVR Mortgage Finance's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology