Nqm Funding in Arizona vs the state
11.3%Denial rate-4.89 pts vs state
12.1%Decision denial rate-8.32 pts vs state
71.1%Origination rate+11.65 pts vs state
7.25%Median rate+0.75 pts vs state
0.91Rate spread (pts)+0.69 pts vs state
$219kMedian applicant income
69Loans originated
11Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 72 | 40 | 15.3% | 8.75% | #265 |
| 2024 | 127 | 88 | 18.9% | 7.62% | #209 |
| 2025 | 97 | 69 | 11.3% | 7.25% | #246 |
What Nqm Funding lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Nqm Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 79 | 54 | 10 | 12.7% |
| Yavapai County | 9 | 7 | 1 | 11.1% |
| Mohave County | 2 | 1 | 0 | 0.0% |
| Pinal County | 2 | 2 | 0 | 0.0% |
| Pima County | 2 | 2 | 0 | 0.0% |
| Apache County | 1 | 1 | 0 | 0.0% |
| Navajo County | 1 | 1 | 0 | 0.0% |
| Gila County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 97 applications in 2025, of which 69 were originated and 11 denied.
11.3% of all applications, or 12.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Nqm Funding originated in Arizona in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are Nqm Funding's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology