Norwich Commercial Group in Illinois vs the state
8.6%Denial rate-8.48 pts vs state
15.6%Decision denial rate-6.12 pts vs state
45.7%Origination rate-13.06 pts vs state
6.25%Median rate-0.50 pts vs state
0.40Rate spread (pts)+0.02 pts vs state
$100kMedian applicant income
37Loans originated
7Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 12 | 14.3% | 7.50% | #588 |
| 2024 | 100 | 53 | 6.0% | 6.25% | #337 |
| 2025 | 81 | 37 | 8.6% | 6.25% | #382 |
What Norwich Commercial Group lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Norwich Commercial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 68 | 29 | 5 | 7.4% |
| St. Clair County | 3 | 3 | 0 | 0.0% |
| Will County | 3 | 1 | 1 | 33.3% |
| McHenry County | 2 | 1 | 0 | 0.0% |
| Massac County | 1 | 0 | 1 | 100.0% |
| McLean County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| LaSalle County | 1 | 1 | 0 | 0.0% |
| Macoupin County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 81 applications in 2025, of which 37 were originated and 7 denied.
8.6% of all applications, or 15.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Norwich Commercial Group originated in Illinois in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Norwich Commercial Group's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology