NFM in Nevada vs the state
10.0%Denial rate-7.45 pts vs state
14.3%Decision denial rate-7.93 pts vs state
60.0%Origination rate+2.29 pts vs state
6.81%Median rate+0.18 pts vs state
0.35Rate spread (pts)+0.06 pts vs state
$165kMedian applicant income
6Loans originated
1Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 103 | 76 | 1.0% | 6.75% | #123 |
| 2024 | 24 | 19 | 0.0% | 6.88% | #259 |
| 2025 | 10 | 6 | 10.0% | 6.81% | #317 |
What NFM lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most NFM applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 6 | 3 | 1 | 16.7% |
| Washoe County | 3 | 2 | 0 | 0.0% |
| Lyon County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 10 applications in 2025, of which 6 were originated and 1 denied.
10.0% of all applications, or 14.3% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans NFM originated in Nevada in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are NFM's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology