Nexera Holding in Oregon vs the state
7.9%Denial rate-7.40 pts vs state
10.7%Decision denial rate-8.47 pts vs state
65.0%Origination rate+4.35 pts vs state
7.25%Median rate+0.50 pts vs state
1.11Rate spread (pts)+0.83 pts vs state
$205kMedian applicant income
115Loans originated
14Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 25 | 3.2% | 8.38% | #186 |
| 2024 | 135 | 90 | 3.7% | 7.63% | #136 |
| 2025 | 177 | 115 | 7.9% | 7.25% | #127 |
What Nexera Holding lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 31 | 20 | 2 | 6.5% |
| Clackamas County | 27 | 20 | 3 | 11.1% |
| Marion County | 21 | 10 | 2 | 9.5% |
| Washington County | 17 | 8 | 2 | 11.8% |
| Yamhill County | 12 | 10 | 1 | 8.3% |
| Lane County | 11 | 8 | 1 | 9.1% |
| Deschutes County | 9 | 5 | 1 | 11.1% |
| Jackson County | 7 | 5 | 0 | 0.0% |
| Josephine County | 6 | 4 | 1 | 16.7% |
| Benton County | 5 | 3 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 177 applications in 2025, of which 115 were originated and 14 denied.
7.9% of all applications, or 10.7% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Nexera Holding originated in Oregon in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology