Nexera Holding in Oklahoma vs the state
11.6%Denial rate-6.29 pts vs state
22.7%Decision denial rate-0.14 pts vs state
39.5%Origination rate-16.57 pts vs state
7.13%Median rate+0.50 pts vs state
2.18Rate spread (pts)+1.83 pts vs state
$89kMedian applicant income
17Loans originated
5Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 7 | 4.8% | 8.88% | #314 |
| 2024 | 28 | 11 | 3.6% | 8.38% | #288 |
| 2025 | 43 | 17 | 11.6% | 7.13% | #274 |
What Nexera Holding lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 21 | 9 | 0 | 0.0% |
| Oklahoma County | 8 | 3 | 0 | 0.0% |
| Wagoner County | 3 | 2 | 0 | 0.0% |
| McCurtain County | 2 | 2 | 0 | 0.0% |
| Pittsburg County | 2 | 0 | 1 | 50.0% |
| Seminole County | 1 | 0 | 1 | 100.0% |
| Cleveland County | 1 | 0 | 1 | 100.0% |
| McClain County | 1 | 1 | 0 | 0.0% |
| Pawnee County | 1 | 0 | 1 | 100.0% |
| Payne County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 43 applications in 2025, of which 17 were originated and 5 denied.
11.6% of all applications, or 22.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Nexera Holding originated in Oklahoma in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology