Nexera Holding in Montana vs the state
6.7%Denial rate-8.15 pts vs state
8.3%Decision denial rate-10.37 pts vs state
73.3%Origination rate+11.35 pts vs state
7.13%Median rate+0.50 pts vs state
0.66Rate spread (pts)+0.42 pts vs state
$124kMedian applicant income
11Loans originated
1Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 7 | 6.3% | 8.50% | #129 |
| 2024 | 17 | 9 | 11.8% | 7.75% | #137 |
| 2025 | 15 | 11 | 6.7% | 7.13% | #155 |
What Nexera Holding lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Flathead County | 7 | 4 | 1 | 14.3% |
| Gallatin County | 5 | 4 | 0 | 0.0% |
| Yellowstone County | 1 | 1 | 0 | 0.0% |
| Ravalli County | 1 | 1 | 0 | 0.0% |
| Cascade County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 15 applications in 2025, of which 11 were originated and 1 denied.
6.7% of all applications, or 8.3% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Nexera Holding originated in Montana in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology