Nexera Holding in Arizona vs the state
7.0%Denial rate-9.23 pts vs state
11.1%Decision denial rate-9.35 pts vs state
55.7%Origination rate-3.80 pts vs state
7.38%Median rate+0.88 pts vs state
0.95Rate spread (pts)+0.73 pts vs state
$204kMedian applicant income
358Loans originated
45Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 346 | 146 | 6.9% | 8.50% | #116 |
| 2024 | 420 | 249 | 3.1% | 7.88% | #111 |
| 2025 | 643 | 358 | 7.0% | 7.38% | #96 |
What Nexera Holding lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 495 | 284 | 31 | 6.3% |
| Pima County | 53 | 24 | 5 | 9.4% |
| Pinal County | 33 | 17 | 4 | 12.1% |
| Yavapai County | 18 | 8 | 2 | 11.1% |
| Coconino County | 13 | 7 | 1 | 7.7% |
| Mohave County | 10 | 6 | 0 | 0.0% |
| Yuma County | 7 | 3 | 1 | 14.3% |
| Navajo County | 6 | 4 | 0 | 0.0% |
| Gila County | 3 | 2 | 1 | 33.3% |
| Santa Cruz County | 2 | 2 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 643 applications in 2025, of which 358 were originated and 45 denied.
7.0% of all applications, or 11.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Nexera Holding originated in Arizona in 2025 was 7.38%, against a statewide median of 6.50%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology