New Day Financial in Oregon vs the state
21.7%Denial rate+6.36 pts vs state
54.9%Decision denial rate+35.73 pts vs state
16.1%Origination rate-44.53 pts vs state
6.75%Median rate0.00 pts vs state
0.71Rate spread (pts)+0.44 pts vs state
$74kMedian applicant income
75Loans originated
101Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 302 | 38 | 29.1% | 7.50% | #82 |
| 2024 | 408 | 57 | 17.9% | 7.50% | #69 |
| 2025 | 466 | 75 | 21.7% | 6.75% | #67 |
What New Day Financial lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 42 | 4 | 18 | 42.9% |
| Douglas County | 42 | 9 | 7 | 16.7% |
| Lane County | 40 | 8 | 8 | 20.0% |
| Marion County | 38 | 6 | 11 | 28.9% |
| Jackson County | 31 | 6 | 5 | 16.1% |
| Clackamas County | 29 | 2 | 5 | 17.2% |
| Deschutes County | 26 | 3 | 1 | 3.8% |
| Washington County | 26 | 1 | 10 | 38.5% |
| Linn County | 25 | 3 | 4 | 16.0% |
| Klamath County | 25 | 4 | 5 | 20.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 466 applications in 2025, of which 75 were originated and 101 denied.
21.7% of all applications, or 54.9% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans New Day Financial originated in Oregon in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology