Network Capital Funding in Oregon vs the state
6.5%Denial rate-8.79 pts vs state
23.1%Decision denial rate+3.92 pts vs state
19.6%Origination rate-41.05 pts vs state
6.88%Median rate+0.13 pts vs state
0.81Rate spread (pts)+0.53 pts vs state
$85kMedian applicant income
9Loans originated
3Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 230 | 10 | 29.1% | 6.06% | #99 |
| 2024 | 132 | 12 | 11.4% | 6.75% | #138 |
| 2025 | 46 | 9 | 6.5% | 6.88% | #235 |
What Network Capital Funding lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Network Capital Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 11 | 2 | 1 | 9.1% |
| Washington County | 7 | 1 | 0 | 0.0% |
| Douglas County | 7 | 2 | 0 | 0.0% |
| Umatilla County | 4 | 0 | 2 | 50.0% |
| Marion County | 3 | 2 | 0 | 0.0% |
| Lane County | 2 | 0 | 0 | 0.0% |
| Coos County | 2 | 1 | 0 | 0.0% |
| Clackamas County | 2 | 0 | 0 | 0.0% |
| Linn County | 2 | 0 | 0 | 0.0% |
| Jackson County | 2 | 0 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 46 applications in 2025, of which 9 were originated and 3 denied.
6.5% of all applications, or 23.1% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Network Capital Funding originated in Oregon in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Network Capital Funding's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology