Neighborhood Loans in Washington vs the state
62.5%Denial rate+46.85 pts vs state
83.3%Decision denial rate+63.79 pts vs state
12.5%Origination rate-48.56 pts vs state
—Median rate
-6.89Rate spread (pts)-7.08 pts vs state
$117kMedian applicant income
1Loans originated
5Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 15 | 15.0% | 7.13% | #374 |
| 2024 | 56 | 42 | 14.3% | 6.99% | #273 |
| 2025 | 8 | 1 | 62.5% | — | #477 |
What Neighborhood Loans lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Neighborhood Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 3 | 1 | 2 | 66.7% |
| Spokane County | 2 | 0 | 0 | 0.0% |
| Pend Oreille County | 1 | 0 | 1 | 100.0% |
| Snohomish County | 1 | 0 | 1 | 100.0% |
| King County | 1 | 0 | 1 | 100.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 8 applications in 2025, of which 1 were originated and 5 denied.
62.5% of all applications, or 83.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Neighborhood Loans's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology