Neighborhood Loans in Oklahoma vs the state
80.0%Denial rate+62.08 pts vs state
87.0%Decision denial rate+64.09 pts vs state
8.0%Origination rate-48.10 pts vs state
8.75%Median rate+2.13 pts vs state
-1.89Rate spread (pts)-2.23 pts vs state
$180kMedian applicant income
2Loans originated
20Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 13 | 37.0% | 6.75% | #286 |
| 2024 | 33 | 22 | 24.2% | 6.31% | #275 |
| 2025 | 25 | 2 | 80.0% | 8.75% | #316 |
What Neighborhood Loans lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Neighborhood Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| McCurtain County | 10 | 0 | 10 | 100.0% |
| Tulsa County | 5 | 0 | 3 | 60.0% |
| Oklahoma County | 3 | 0 | 2 | 66.7% |
| Le Flore County | 2 | 1 | 1 | 50.0% |
| Grady County | 1 | 1 | 0 | 0.0% |
| Pottawatomie County | 1 | 0 | 1 | 100.0% |
| Jackson County | 1 | 0 | 1 | 100.0% |
| Canadian County | 1 | 0 | 1 | 100.0% |
| Choctaw County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 25 applications in 2025, of which 2 were originated and 20 denied.
80.0% of all applications, or 87.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Neighborhood Loans originated in Oklahoma in 2025 was 8.75%, against a statewide median of 6.63%.
About this data. Figures are Neighborhood Loans's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology