Neighborhood Loans in Kansas vs the state
69.3%Denial rate+54.26 pts vs state
90.7%Decision denial rate+72.44 pts vs state
5.5%Origination rate-58.31 pts vs state
7.50%Median rate+0.88 pts vs state
-6.70Rate spread (pts)-7.00 pts vs state
$77kMedian applicant income
7Loans originated
88Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 327 | 245 | 18.7% | 6.88% | #66 |
| 2024 | 366 | 275 | 18.6% | 6.88% | #65 |
| 2025 | 127 | 7 | 69.3% | 7.50% | #141 |
What Neighborhood Loans lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Neighborhood Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 100 | 3 | 68 | 68.0% |
| Harvey County | 6 | 0 | 5 | 83.3% |
| Butler County | 6 | 2 | 4 | 66.7% |
| Johnson County | 3 | 0 | 3 | 100.0% |
| Reno County | 3 | 0 | 3 | 100.0% |
| Wyandotte County | 2 | 0 | 1 | 50.0% |
| Sumner County | 2 | 1 | 1 | 50.0% |
| Harper County | 1 | 0 | 1 | 100.0% |
| Kingman County | 1 | 0 | 1 | 100.0% |
| Miami County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 127 applications in 2025, of which 7 were originated and 88 denied.
69.3% of all applications, or 90.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Neighborhood Loans originated in Kansas in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Neighborhood Loans's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology