Nebraska Bank of Commerce in Nebraska vs the state
1.5%Denial rate-11.01 pts vs state
1.7%Decision denial rate-13.49 pts vs state
84.1%Origination rate+16.81 pts vs state
—Median rate
—Rate spread (pts)
$95kMedian applicant income
111Loans originated
2Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 87 | 71 | 4.6% | — | #91 |
| 2024 | 91 | 79 | 3.3% | — | #97 |
| 2025 | 132 | 111 | 1.5% | — | #89 |
What Nebraska Bank of Commerce lends in Nebraska
By loan purpose
By loan type
Where in Nebraska
Counties with the most Nebraska Bank of Commerce applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 83 | 68 | 1 | 1.2% |
| Douglas County | 26 | 22 | 1 | 3.8% |
| Gage County | 6 | 5 | 0 | 0.0% |
| Cass County | 4 | 4 | 0 | 0.0% |
| Sarpy County | 3 | 3 | 0 | 0.0% |
| Otoe County | 2 | 2 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Saunders County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 0 | 0 | 0.0% |
| Platte County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 132 applications in 2025, of which 111 were originated and 2 denied.
1.5% of all applications, or 1.7% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Nebraska Bank of Commerce's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology