Nebraska Bank of Commerce at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
76th1.6% deniedProcesswithdrawn + incomplete share, weight 15%
36th8.1%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 97 | 79 | 5.2% | 5.9% | — | $17M |
| 2024 | 98 | 86 | 3.1% | 3.3% | — | $22M |
| 2025 | 136 | 115 | 1.5% | 1.6% | — | $29M |
What Nebraska Bank of Commerce lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 111 investment properties.
Where Nebraska Bank of Commerce lends
5 states and 18 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Nebraska | 132 | 111 | 1.5% | — | #89 |
Frequently asked questions
Nebraska Bank of Commerce denied 1.6% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 76th percentile of investment-property lenders.
In 2025, 66% of its applications were for home purchases, 27% for refinancing (including cash-out), and 7% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.