Nations Lending in Montana vs the state
5.9%Denial rate-8.94 pts vs state
6.7%Decision denial rate-12.03 pts vs state
70.6%Origination rate+8.61 pts vs state
6.19%Median rate-0.44 pts vs state
0.13Rate spread (pts)-0.11 pts vs state
$94kMedian applicant income
12Loans originated
1Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 6 | 28.6% | 6.50% | #140 |
| 2024 | 13 | 10 | 0.0% | 6.38% | #156 |
| 2025 | 17 | 12 | 5.9% | 6.19% | #146 |
What Nations Lending lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Nations Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 2 | 1 | 1 | 50.0% |
| Sanders County | 2 | 1 | 0 | 0.0% |
| Lewis and Clark County | 2 | 2 | 0 | 0.0% |
| Silver Bow County | 2 | 2 | 0 | 0.0% |
| Hill County | 2 | 1 | 0 | 0.0% |
| Stillwater County | 1 | 1 | 0 | 0.0% |
| Musselshell County | 1 | 1 | 0 | 0.0% |
| Yellowstone County | 1 | 1 | 0 | 0.0% |
| Fergus County | 1 | 0 | 0 | 0.0% |
| Granite County | 1 | 0 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 17 applications in 2025, of which 12 were originated and 1 denied.
5.9% of all applications, or 6.7% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Nations Lending originated in Montana in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Nations Lending's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology