Nations Direct Mortgage in Montana vs the state
6.7%Denial rate-8.15 pts vs state
12.5%Decision denial rate-6.20 pts vs state
46.7%Origination rate-15.31 pts vs state
6.62%Median rate-0.01 pts vs state
-0.10Rate spread (pts)-0.33 pts vs state
$130kMedian applicant income
7Loans originated
1Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 0.0% | 6.69% | #217 |
| 2025 | 15 | 7 | 6.7% | 6.62% | #157 |
What Nations Direct Mortgage lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Nations Direct Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gallatin County | 5 | 3 | 0 | 0.0% |
| Flathead County | 4 | 2 | 1 | 25.0% |
| Hill County | 1 | 0 | 0 | 0.0% |
| Sanders County | 1 | 0 | 0 | 0.0% |
| Yellowstone County | 1 | 1 | 0 | 0.0% |
| Silver Bow County | 1 | 1 | 0 | 0.0% |
| Missoula County | 1 | 0 | 0 | 0.0% |
| Lake County | 1 | 0 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 15 applications in 2025, of which 7 were originated and 1 denied.
6.7% of all applications, or 12.5% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Nations Direct Mortgage originated in Montana in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are Nations Direct Mortgage's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology