NASA Federal Credit Union in Georgia vs the state
10.3%Denial rate-8.88 pts vs state
11.1%Decision denial rate-13.96 pts vs state
75.9%Origination rate+21.77 pts vs state
8.00%Median rate+1.38 pts vs state
1.47Rate spread (pts)+1.20 pts vs state
$184kMedian applicant income
22Loans originated
3Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 14 | 8.0% | 7.50% | #522 |
| 2024 | 22 | 12 | 9.1% | 7.19% | #547 |
| 2025 | 29 | 22 | 10.3% | 8.00% | #524 |
What NASA Federal Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most NASA Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 10 | 5 | 3 | 30.0% |
| Cobb County | 4 | 4 | 0 | 0.0% |
| Forsyth County | 4 | 2 | 0 | 0.0% |
| DeKalb County | 2 | 2 | 0 | 0.0% |
| Cherokee County | 2 | 2 | 0 | 0.0% |
| Muscogee County | 1 | 1 | 0 | 0.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
| Glynn County | 1 | 1 | 0 | 0.0% |
| Walton County | 1 | 1 | 0 | 0.0% |
| Harris County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 29 applications in 2025, of which 22 were originated and 3 denied.
10.3% of all applications, or 11.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans NASA Federal Credit Union originated in Georgia in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are NASA Federal Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology