Mycumortgage in Ohio vs the state
16.9%Denial rate-0.77 pts vs state
20.6%Decision denial rate-1.26 pts vs state
61.0%Origination rate+1.13 pts vs state
6.75%Median rate-0.13 pts vs state
0.65Rate spread (pts)+0.27 pts vs state
$78kMedian applicant income
119Loans originated
33Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 241 | 155 | 19.9% | 7.00% | #192 |
| 2024 | 237 | 173 | 11.4% | 6.75% | #195 |
| 2025 | 195 | 119 | 16.9% | 6.75% | #243 |
What Mycumortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Mycumortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 32 | 8 | 16 | 50.0% |
| Stark County | 21 | 18 | 1 | 4.8% |
| Wayne County | 12 | 4 | 5 | 41.7% |
| Hamilton County | 12 | 6 | 2 | 16.7% |
| Scioto County | 10 | 10 | 0 | 0.0% |
| Butler County | 9 | 8 | 1 | 11.1% |
| Medina County | 9 | 3 | 1 | 11.1% |
| Allen County | 9 | 9 | 0 | 0.0% |
| Summit County | 7 | 3 | 2 | 28.6% |
| Trumbull County | 6 | 5 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 195 applications in 2025, of which 119 were originated and 33 denied.
16.9% of all applications, or 20.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Mycumortgage originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Mycumortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology