Mycumortgage in Indiana vs the state
20.3%Denial rate+3.77 pts vs state
27.3%Decision denial rate+7.13 pts vs state
40.7%Origination rate-21.57 pts vs state
6.25%Median rate-0.50 pts vs state
0.52Rate spread (pts)+0.15 pts vs state
$57kMedian applicant income
24Loans originated
12Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 27 | 24.6% | 7.50% | #303 |
| 2024 | 87 | 53 | 21.8% | 6.75% | #268 |
| 2025 | 59 | 24 | 20.3% | 6.25% | #334 |
What Mycumortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Mycumortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 16 | 6 | 4 | 25.0% |
| Fayette County | 12 | 6 | 1 | 8.3% |
| Henry County | 11 | 1 | 4 | 36.4% |
| Vigo County | 3 | 2 | 0 | 0.0% |
| Franklin County | 3 | 1 | 2 | 66.7% |
| Dearborn County | 3 | 2 | 0 | 0.0% |
| Lake County | 3 | 2 | 0 | 0.0% |
| Randolph County | 3 | 1 | 0 | 0.0% |
| Delaware County | 2 | 1 | 1 | 50.0% |
| Marion County | 2 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 59 applications in 2025, of which 24 were originated and 12 denied.
20.3% of all applications, or 27.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Mycumortgage originated in Indiana in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Mycumortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology