Mutual of Omaha Mortgage in Arkansas vs the state
18.5%Denial rate+0.31 pts vs state
25.1%Decision denial rate+1.94 pts vs state
52.9%Origination rate-3.98 pts vs state
6.38%Median rate-0.25 pts vs state
0.38Rate spread (pts)+0.04 pts vs state
$70kMedian applicant income
260Loans originated
91Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 212 | 96 | 27.8% | 7.00% | #99 |
| 2024 | 280 | 136 | 27.1% | 6.75% | #79 |
| 2025 | 492 | 260 | 18.5% | 6.38% | #54 |
What Mutual of Omaha Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 132 | 95 | 13 | 9.8% |
| Washington County | 54 | 38 | 3 | 5.6% |
| Pulaski County | 45 | 22 | 12 | 26.7% |
| Sebastian County | 18 | 8 | 4 | 22.2% |
| Crawford County | 16 | 3 | 5 | 31.3% |
| Faulkner County | 15 | 7 | 0 | 0.0% |
| Saline County | 15 | 10 | 3 | 20.0% |
| Garland County | 15 | 5 | 7 | 46.7% |
| Craighead County | 14 | 8 | 3 | 21.4% |
| Lonoke County | 11 | 2 | 3 | 27.3% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 492 applications in 2025, of which 260 were originated and 91 denied.
18.5% of all applications, or 25.1% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Mutual of Omaha Mortgage originated in Arkansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology