Mt. McKinley Bank in Alaska vs the state
5.4%Denial rate-8.58 pts vs state
6.5%Decision denial rate-11.53 pts vs state
77.7%Origination rate+17.04 pts vs state
—Median rate
—Rate spread (pts)
$118kMedian applicant income
143Loans originated
10Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 196 | 157 | 3.6% | — | #22 |
| 2024 | 175 | 130 | 5.7% | — | #27 |
| 2025 | 184 | 143 | 5.4% | — | #27 |
What Mt. McKinley Bank lends in Alaska
By loan purpose
By loan type
Where in Alaska
Counties with the most Mt. McKinley Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairbanks North Star Borough | 173 | 132 | 10 | 5.8% |
| Southeast Fairbanks Census Area | 11 | 11 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 184 applications in 2025, of which 143 were originated and 10 denied.
5.4% of all applications, or 6.5% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Mt. McKinley Bank's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology