Mt. McKinley Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
65th6.5% deniedProcesswithdrawn + incomplete share, weight 15%
32nd15.8%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 196 | 157 | 3.6% | 4.3% | — | $37M |
| 2024 | 175 | 130 | 5.7% | 7.0% | — | $28M |
| 2025 | 184 | 143 | 5.4% | 6.5% | — | $43M |
What Mt. McKinley Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 2 manufactured homes, 20 investment properties.
Who gets approved at Mt. McKinley Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 49 | 37 | 5.0% |
| $100k – $150k | 55 | 45 | 4.2% |
| $150k – $250k | 42 | 31 | 6.1% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 41 | 35 | 5.4% |
| 35–44 | 41 | 38 | 0.0% |
| 45–54 | 25 | 16 | 20.0% |
| 55–64 | 33 | 23 | 0.0% |
Where Mt. McKinley Bank lends
1 states and 2 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Alaska | 184 | 143 | 5.4% | — | #27 |
Frequently asked questions
Mt. McKinley Bank denied 6.5% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 65th percentile of small mortgage lenders.
In 2025, 75% of its applications were for home purchases, 12% for refinancing (including cash-out), and 13% for home improvement or other purposes. By loan type: 88% conventional, 9% FHA, 3% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.