The Bank of Landisburg at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
44th11.3% deniedProcesswithdrawn + incomplete share, weight 15%
83rd3.8%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 207 | 153 | 13.0% | 14.1% | — | $17M |
| 2024 | 212 | 165 | 11.8% | 12.3% | — | $23M |
| 2025 | 184 | 141 | 10.9% | 11.3% | — | $21M |
What The Bank of Landisburg lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 38 manufactured homes, 41 investment properties.
Who gets approved at The Bank of Landisburg
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 21 | 9 | 38.1% |
| $50k – $100k | 73 | 54 | 13.2% |
| $100k – $150k | 41 | 33 | 7.7% |
| $150k – $250k | 21 | 19 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 31 | 20 | 17.2% |
| 35–44 | 34 | 27 | 12.1% |
| 45–54 | 35 | 24 | 12.5% |
| 55–64 | 25 | 21 | 8.3% |
Where The Bank of Landisburg lends
1 states and 8 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Pennsylvania | 184 | 141 | 10.9% | — | #290 |
Frequently asked questions
The Bank of Landisburg denied 11.3% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 44th percentile of small mortgage lenders.
In 2025, 40% of its applications were for home purchases, 28% for refinancing (including cash-out), and 32% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.