Movement Mortgage in Illinois vs the state
7.5%Denial rate-9.58 pts vs state
9.1%Decision denial rate-12.57 pts vs state
65.0%Origination rate+6.21 pts vs state
6.75%Median rate0.00 pts vs state
0.55Rate spread (pts)+0.17 pts vs state
$105kMedian applicant income
491Loans originated
57Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 436 | 274 | 9.9% | 6.99% | #125 |
| 2024 | 559 | 380 | 6.1% | 6.88% | #108 |
| 2025 | 756 | 491 | 7.5% | 6.75% | #98 |
What Movement Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Movement Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 556 | 353 | 37 | 6.7% |
| Will County | 29 | 17 | 7 | 24.1% |
| Madison County | 27 | 20 | 2 | 7.4% |
| DuPage County | 27 | 17 | 3 | 11.1% |
| Lake County | 25 | 20 | 0 | 0.0% |
| Kane County | 18 | 14 | 0 | 0.0% |
| St. Clair County | 13 | 10 | 1 | 7.7% |
| McHenry County | 8 | 7 | 0 | 0.0% |
| Kendall County | 6 | 5 | 0 | 0.0% |
| Winnebago County | 6 | 3 | 2 | 33.3% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 756 applications in 2025, of which 491 were originated and 57 denied.
7.5% of all applications, or 9.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Movement Mortgage originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology