Mortgage Solutions of Colorado in Tennessee vs the state
5.0%Denial rate-12.14 pts vs state
6.4%Decision denial rate-15.33 pts vs state
61.7%Origination rate+3.59 pts vs state
7.75%Median rate+1.13 pts vs state
0.96Rate spread (pts)+0.73 pts vs state
$76kMedian applicant income
148Loans originated
12Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 200 | 116 | 8.0% | 7.75% | #193 |
| 2024 | 243 | 156 | 7.4% | 7.25% | #176 |
| 2025 | 240 | 148 | 5.0% | 7.75% | #190 |
What Mortgage Solutions of Colorado lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 31 | 19 | 0 | 0.0% |
| Shelby County | 22 | 13 | 3 | 13.6% |
| Sullivan County | 10 | 7 | 0 | 0.0% |
| Davidson County | 10 | 6 | 0 | 0.0% |
| Sumner County | 9 | 5 | 1 | 11.1% |
| Knox County | 9 | 6 | 1 | 11.1% |
| Gibson County | 7 | 3 | 0 | 0.0% |
| Jefferson County | 6 | 3 | 1 | 16.7% |
| Rutherford County | 6 | 3 | 0 | 0.0% |
| Warren County | 5 | 5 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 240 applications in 2025, of which 148 were originated and 12 denied.
5.0% of all applications, or 6.4% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Mortgage Solutions of Colorado originated in Tennessee in 2025 was 7.75%, against a statewide median of 6.62%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology