Mortgage Solutions of Colorado in Iowa vs the state
7.7%Denial rate-5.17 pts vs state
10.3%Decision denial rate-4.97 pts vs state
56.4%Origination rate-12.05 pts vs state
7.75%Median rate+1.25 pts vs state
1.16Rate spread (pts)+0.97 pts vs state
$90kMedian applicant income
22Loans originated
3Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 10 | 16.7% | 7.31% | #290 |
| 2024 | 23 | 12 | 0.0% | 7.13% | #276 |
| 2025 | 39 | 22 | 7.7% | 7.75% | #243 |
What Mortgage Solutions of Colorado lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 10 | 6 | 2 | 20.0% |
| Scott County | 3 | 2 | 0 | 0.0% |
| Dallas County | 2 | 0 | 0 | 0.0% |
| Black Hawk County | 2 | 2 | 0 | 0.0% |
| Pottawattamie County | 2 | 1 | 0 | 0.0% |
| Benton County | 2 | 1 | 0 | 0.0% |
| Cerro Gordo County | 2 | 1 | 0 | 0.0% |
| Linn County | 1 | 1 | 0 | 0.0% |
| Sioux County | 1 | 0 | 0 | 0.0% |
| Dubuque County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 39 applications in 2025, of which 22 were originated and 3 denied.
7.7% of all applications, or 10.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Mortgage Solutions of Colorado originated in Iowa in 2025 was 7.75%, against a statewide median of 6.50%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology