Mortgage Solutions of Colorado in Illinois vs the state
9.6%Denial rate-7.54 pts vs state
12.9%Decision denial rate-8.78 pts vs state
52.7%Origination rate-6.05 pts vs state
7.69%Median rate+0.94 pts vs state
0.98Rate spread (pts)+0.60 pts vs state
$83kMedian applicant income
88Loans originated
16Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 111 | 53 | 9.0% | 7.25% | #322 |
| 2024 | 132 | 87 | 6.8% | 7.25% | #290 |
| 2025 | 167 | 88 | 9.6% | 7.69% | #275 |
What Mortgage Solutions of Colorado lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 49 | 18 | 7 | 14.3% |
| Lake County | 14 | 5 | 2 | 14.3% |
| Kendall County | 6 | 1 | 1 | 16.7% |
| Kankakee County | 6 | 3 | 0 | 0.0% |
| Peoria County | 6 | 4 | 2 | 33.3% |
| Will County | 5 | 3 | 0 | 0.0% |
| DuPage County | 5 | 4 | 0 | 0.0% |
| St. Clair County | 5 | 3 | 0 | 0.0% |
| Tazewell County | 5 | 3 | 0 | 0.0% |
| Madison County | 4 | 2 | 1 | 25.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 167 applications in 2025, of which 88 were originated and 16 denied.
9.6% of all applications, or 12.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Mortgage Solutions of Colorado originated in Illinois in 2025 was 7.69%, against a statewide median of 6.75%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology