Mortgage Right in Michigan vs the state
4.4%Denial rate-14.12 pts vs state
6.5%Decision denial rate-16.13 pts vs state
63.7%Origination rate+3.85 pts vs state
6.63%Median rate-0.13 pts vs state
0.33Rate spread (pts)-0.07 pts vs state
$95kMedian applicant income
58Loans originated
4Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 42 | 1.5% | 6.63% | #310 |
| 2024 | 78 | 51 | 2.6% | 6.63% | #295 |
| 2025 | 91 | 58 | 4.4% | 6.63% | #284 |
What Mortgage Right lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Mortgage Right applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 53 | 30 | 4 | 7.5% |
| Oakland County | 11 | 9 | 0 | 0.0% |
| Monroe County | 5 | 5 | 0 | 0.0% |
| Washtenaw County | 4 | 2 | 0 | 0.0% |
| Macomb County | 3 | 2 | 0 | 0.0% |
| Shiawassee County | 2 | 2 | 0 | 0.0% |
| Lenawee County | 2 | 0 | 0 | 0.0% |
| Marquette County | 2 | 2 | 0 | 0.0% |
| Genesee County | 2 | 1 | 0 | 0.0% |
| Alpena County | 1 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 91 applications in 2025, of which 58 were originated and 4 denied.
4.4% of all applications, or 6.5% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Mortgage Right originated in Michigan in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Mortgage Right's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology