Mortgage Right in Indiana vs the state
2.7%Denial rate-13.90 pts vs state
4.0%Decision denial rate-16.14 pts vs state
64.0%Origination rate+1.75 pts vs state
6.63%Median rate-0.13 pts vs state
0.37Rate spread (pts)0.00 pts vs state
$106kMedian applicant income
48Loans originated
2Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 16 | 5.0% | 7.50% | #434 |
| 2024 | 74 | 50 | 4.1% | 6.75% | #293 |
| 2025 | 75 | 48 | 2.7% | 6.63% | #307 |
What Mortgage Right lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Mortgage Right applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hendricks County | 22 | 18 | 1 | 4.5% |
| Marion County | 11 | 5 | 0 | 0.0% |
| Clark County | 5 | 5 | 0 | 0.0% |
| Lake County | 4 | 0 | 0 | 0.0% |
| Hamilton County | 4 | 3 | 0 | 0.0% |
| Porter County | 3 | 0 | 0 | 0.0% |
| Tippecanoe County | 3 | 2 | 0 | 0.0% |
| Allen County | 2 | 1 | 0 | 0.0% |
| Delaware County | 2 | 1 | 0 | 0.0% |
| Hancock County | 2 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 75 applications in 2025, of which 48 were originated and 2 denied.
2.7% of all applications, or 4.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Mortgage Right originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Mortgage Right's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology