Mortgage Investors Group · Georgia · 2025

Mortgage Investors Group in Georgia: approval rate, denial rate and rates (2025)

Mortgage Investors Group took 251 mortgage applications in Georgia in 2025, ranking #217 of 1,201 lenders active in the state. It originated 61.4% of them and denied 6.8% (9.2% of the applications it decided), against a statewide denial rate of 19.2%.

251Applicationsin GA
9.2%Decision denial ratestate 25.1%
6.50%Median ratestate 6.63%
$275,000Median loanstate $235,000
$44MVolume77 counties

Mortgage Investors Group in Georgia vs the state

6.8%Denial rate-12.45 pts vs state
9.2%Decision denial rate-15.88 pts vs state
61.4%Origination rate+7.26 pts vs state
6.50%Median rate-0.13 pts vs state
0.29Rate spread (pts)+0.02 pts vs state
$94kMedian applicant income
154Loans originated
17Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20234703066.4%6.50%#134
20243842475.5%6.38%#164
20252511546.8%6.50%#217

What Mortgage Investors Group lends in Georgia

By loan purpose

Home purchase 210 84% · 6.2% denied
Refinance 32 13% · 9.4% denied
Cash-out refinance 7 3% · 0.0% denied
Home improvement 1 0% · 100.0% denied
Other / HELOC 1 0% · 0.0% denied

By loan type

Conventional 97 39% · 6.2% denied
FHA 133 53% · 6.8% denied
VA 11 4% · 0.0% denied
USDA / RHS 10 4% · 20.0% denied

Why it denied Georgia applicants

Debt-to-income ratio 6 35%
Credit history 5 29%
Collateral 4 24%
Insufficient cash 1 6%
Other 1 6%

Where in Georgia

Counties with the most Mortgage Investors Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Catoosa County 26183 11.5%
Walker County 23131 4.3%
Fulton County 1241 8.3%
Forsyth County 850 0.0%
Coffee County 861 12.5%
DeKalb County 850 0.0%
Paulding County 731 14.3%
Hall County 740 0.0%
Cobb County 741 14.3%
Gwinnett County 731 14.3%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 251 applications in 2025, of which 154 were originated and 17 denied.

6.8% of all applications, or 9.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Mortgage Investors Group originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Mortgage Investors Group's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology