Mortgage Center L.c in Ohio vs the state
11.3%Denial rate-6.40 pts vs state
16.1%Decision denial rate-5.80 pts vs state
58.9%Origination rate-1.03 pts vs state
6.63%Median rate-0.25 pts vs state
0.77Rate spread (pts)+0.39 pts vs state
$78kMedian applicant income
73Loans originated
14Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 61 | 10.4% | 6.75% | #307 |
| 2024 | 113 | 73 | 10.6% | 7.13% | #293 |
| 2025 | 124 | 73 | 11.3% | 6.63% | #298 |
What Mortgage Center L.c lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Mortgage Center L.c applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 27 | 16 | 1 | 3.7% |
| Summit County | 27 | 23 | 0 | 0.0% |
| Lake County | 25 | 13 | 7 | 28.0% |
| Lucas County | 25 | 10 | 4 | 16.0% |
| Medina County | 5 | 1 | 1 | 20.0% |
| Wayne County | 4 | 3 | 0 | 0.0% |
| Geauga County | 3 | 1 | 0 | 0.0% |
| Wood County | 2 | 1 | 0 | 0.0% |
| Lorain County | 1 | 1 | 0 | 0.0% |
| Erie County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 124 applications in 2025, of which 73 were originated and 14 denied.
11.3% of all applications, or 16.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Mortgage Center L.c originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Mortgage Center L.c's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology