Mission Loans in Tennessee vs the state
0.7%Denial rate-16.48 pts vs state
4.6%Decision denial rate-17.13 pts vs state
11.6%Origination rate-46.53 pts vs state
7.49%Median rate+0.87 pts vs state
1.26Rate spread (pts)+1.03 pts vs state
$75kMedian applicant income
35Loans originated
2Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 6 | 9.1% | 9.06% | #599 |
| 2024 | 55 | 15 | 1.8% | 11.00% | #382 |
| 2025 | 303 | 35 | 0.7% | 7.49% | #163 |
What Mission Loans lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Mission Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 32 | 3 | 0 | 0.0% |
| Knox County | 23 | 4 | 0 | 0.0% |
| Hamilton County | 20 | 2 | 0 | 0.0% |
| Davidson County | 17 | 2 | 1 | 5.9% |
| Rutherford County | 14 | 2 | 0 | 0.0% |
| Montgomery County | 13 | 1 | 0 | 0.0% |
| Sumner County | 13 | 1 | 0 | 0.0% |
| Williamson County | 13 | 0 | 0 | 0.0% |
| Sullivan County | 10 | 1 | 0 | 0.0% |
| Sevier County | 10 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 303 applications in 2025, of which 35 were originated and 2 denied.
0.7% of all applications, or 4.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Mission Loans originated in Tennessee in 2025 was 7.49%, against a statewide median of 6.62%.
About this data. Figures are Mission Loans's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology