Milestone Home Lending in Indiana vs the state
5.9%Denial rate-10.66 pts vs state
7.5%Decision denial rate-12.61 pts vs state
71.4%Origination rate+9.14 pts vs state
6.75%Median rate0.00 pts vs state
0.49Rate spread (pts)+0.13 pts vs state
$90kMedian applicant income
302Loans originated
25Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 342 | 251 | 5.6% | 7.13% | #129 |
| 2024 | 391 | 283 | 4.6% | 7.00% | #129 |
| 2025 | 423 | 302 | 5.9% | 6.75% | #131 |
What Milestone Home Lending lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Milestone Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 156 | 106 | 11 | 7.1% |
| Hamilton County | 79 | 53 | 2 | 2.5% |
| Johnson County | 64 | 50 | 4 | 6.3% |
| Madison County | 19 | 17 | 0 | 0.0% |
| Monroe County | 14 | 7 | 3 | 21.4% |
| Hancock County | 14 | 11 | 1 | 7.1% |
| Hendricks County | 13 | 12 | 0 | 0.0% |
| Boone County | 10 | 5 | 0 | 0.0% |
| Bartholomew County | 7 | 3 | 0 | 0.0% |
| Delaware County | 5 | 5 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 423 applications in 2025, of which 302 were originated and 25 denied.
5.9% of all applications, or 7.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Milestone Home Lending originated in Indiana in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Milestone Home Lending's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology