Midwest Mortgage Associates · Arkansas · 2025

Midwest Mortgage Associates in Arkansas: approval rate, denial rate and rates (2025)

Midwest Mortgage Associates took 66 mortgage applications in Arkansas in 2025, ranking #188 of 802 lenders active in the state. It originated 27.3% of them and denied 3.0% (10.0% of the applications it decided), against a statewide denial rate of 18.2%.

66Applicationsin AR
10.0%Decision denial ratestate 23.1%
6.50%Median ratestate 6.63%
$205,000Median loanstate $165,000
$4.0MVolume17 counties

Midwest Mortgage Associates in Arkansas vs the state

3.0%Denial rate-15.16 pts vs state
10.0%Decision denial rate-13.13 pts vs state
27.3%Origination rate-29.56 pts vs state
6.50%Median rate-0.13 pts vs state
0.60Rate spread (pts)+0.26 pts vs state
$74kMedian applicant income
18Loans originated
2Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023115642.6%6.63%#127
202444172.3%6.49%#213
202566183.0%6.50%#188

What Midwest Mortgage Associates lends in Arkansas

By loan purpose

Home purchase 51 77% · 3.9% denied
Refinance 6 9% · 0.0% denied
Cash-out refinance 9 14% · 0.0% denied

By loan type

Conventional 30 45% · 3.3% denied
FHA 26 39% · 3.9% denied
VA 7 11% · 0.0% denied
USDA / RHS 3 5% · 0.0% denied

Why it denied Arkansas applicants

Insufficient cash 1 50%
Unverifiable information 1 50%

Where in Arkansas

Counties with the most Midwest Mortgage Associates applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 2452 8.3%
Greene County 720 0.0%
Baxter County 500 0.0%
Washington County 410 0.0%
Marion County 320 0.0%
Carroll County 330 0.0%
Cleburne County 300 0.0%
Craighead County 300 0.0%
Sharp County 300 0.0%
Fulton County 210 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 66 applications in 2025, of which 18 were originated and 2 denied.

3.0% of all applications, or 10.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Midwest Mortgage Associates originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Midwest Mortgage Associates's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology