Mid American Credit Union in Kansas vs the state
12.6%Denial rate-2.47 pts vs state
15.9%Decision denial rate-2.37 pts vs state
66.4%Origination rate+2.55 pts vs state
7.00%Median rate+0.38 pts vs state
0.78Rate spread (pts)+0.48 pts vs state
$95kMedian applicant income
148Loans originated
28Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 182 | 138 | 9.3% | 7.50% | #91 |
| 2024 | 203 | 145 | 11.3% | 7.99% | #91 |
| 2025 | 223 | 148 | 12.6% | 7.00% | #93 |
What Mid American Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Mid American Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 150 | 103 | 18 | 12.0% |
| Cowley County | 19 | 11 | 3 | 15.8% |
| Butler County | 10 | 5 | 3 | 30.0% |
| Johnson County | 8 | 8 | 0 | 0.0% |
| Harvey County | 5 | 3 | 0 | 0.0% |
| Douglas County | 5 | 3 | 0 | 0.0% |
| Pawnee County | 4 | 4 | 0 | 0.0% |
| Sumner County | 4 | 1 | 1 | 25.0% |
| Reno County | 2 | 2 | 0 | 0.0% |
| Barber County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 223 applications in 2025, of which 148 were originated and 28 denied.
12.6% of all applications, or 15.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Mid American Credit Union originated in Kansas in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Mid American Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology