Members Mortgage Services in Missouri vs the state
11.9%Denial rate-3.13 pts vs state
14.0%Decision denial rate-4.66 pts vs state
73.1%Origination rate+10.47 pts vs state
6.13%Median rate-0.50 pts vs state
0.32Rate spread (pts)-0.03 pts vs state
$84kMedian applicant income
49Loans originated
8Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 13 | 19.4% | 7.00% | #370 |
| 2024 | 42 | 23 | 16.7% | 6.50% | #357 |
| 2025 | 67 | 49 | 11.9% | 6.13% | #316 |
What Members Mortgage Services lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Members Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greene County | 18 | 14 | 2 | 11.1% |
| Butler County | 4 | 4 | 0 | 0.0% |
| Phelps County | 3 | 1 | 2 | 66.7% |
| Stoddard County | 3 | 2 | 1 | 33.3% |
| Wayne County | 3 | 3 | 0 | 0.0% |
| Laclede County | 3 | 1 | 1 | 33.3% |
| Pulaski County | 2 | 1 | 0 | 0.0% |
| Pettis County | 2 | 0 | 0 | 0.0% |
| Webster County | 2 | 2 | 0 | 0.0% |
| Lafayette County | 2 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 67 applications in 2025, of which 49 were originated and 8 denied.
11.9% of all applications, or 14.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Members Mortgage Services originated in Missouri in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Members Mortgage Services's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology