Members Cooperative Credit Union in Wisconsin vs the state
6.5%Denial rate-7.49 pts vs state
8.3%Decision denial rate-8.03 pts vs state
69.6%Origination rate+1.42 pts vs state
7.75%Median rate+1.13 pts vs state
1.05Rate spread (pts)+0.92 pts vs state
$91kMedian applicant income
32Loans originated
3Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 24 | 7.1% | 7.69% | #362 |
| 2024 | 43 | 31 | 11.6% | 8.00% | #334 |
| 2025 | 46 | 32 | 6.5% | 7.75% | #336 |
What Members Cooperative Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Members Cooperative Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 37 | 27 | 3 | 8.1% |
| Burnett County | 6 | 3 | 0 | 0.0% |
| Bayfield County | 2 | 1 | 0 | 0.0% |
| Sawyer County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 46 applications in 2025, of which 32 were originated and 3 denied.
6.5% of all applications, or 8.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Members Cooperative Credit Union originated in Wisconsin in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Members Cooperative Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology