Member First Mortgage in South Carolina vs the state
15.8%Denial rate-2.52 pts vs state
27.3%Decision denial rate+3.80 pts vs state
31.6%Origination rate-25.03 pts vs state
6.00%Median rate-0.50 pts vs state
0.60Rate spread (pts)+0.38 pts vs state
$102kMedian applicant income
6Loans originated
3Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 5 | 14.3% | 6.50% | #415 |
| 2024 | 28 | 9 | 21.4% | 6.50% | #403 |
| 2025 | 19 | 6 | 15.8% | 6.00% | #460 |
What Member First Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Member First Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenwood County | 6 | 1 | 1 | 16.7% |
| York County | 2 | 1 | 1 | 50.0% |
| Pickens County | 2 | 1 | 0 | 0.0% |
| Beaufort County | 2 | 0 | 0 | 0.0% |
| Anderson County | 1 | 1 | 0 | 0.0% |
| Greenville County | 1 | 1 | 0 | 0.0% |
| Orangeburg County | 1 | 0 | 1 | 100.0% |
| Laurens County | 1 | 0 | 0 | 0.0% |
| Chester County | 1 | 1 | 0 | 0.0% |
| Horry County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 19 applications in 2025, of which 6 were originated and 3 denied.
15.8% of all applications, or 27.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Member First Mortgage originated in South Carolina in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are Member First Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology