Meade County Bank in Kentucky vs the state
11.2%Denial rate-7.60 pts vs state
11.6%Decision denial rate-11.86 pts vs state
75.3%Origination rate+17.30 pts vs state
—Median rate
—Rate spread (pts)
$82kMedian applicant income
168Loans originated
25Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 279 | 187 | 16.1% | — | #99 |
| 2024 | 278 | 187 | 13.7% | — | #105 |
| 2025 | 223 | 168 | 11.2% | — | #136 |
What Meade County Bank lends in Kentucky
By loan purpose
By loan type
Where in Kentucky
Counties with the most Meade County Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Meade County | 139 | 97 | 18 | 12.9% |
| Hardin County | 29 | 25 | 2 | 6.9% |
| Breckinridge County | 26 | 19 | 4 | 15.4% |
| Jefferson County | 11 | 10 | 1 | 9.1% |
| Bullitt County | 6 | 6 | 0 | 0.0% |
| Grayson County | 4 | 3 | 0 | 0.0% |
| Shelby County | 2 | 2 | 0 | 0.0% |
| Spencer County | 1 | 1 | 0 | 0.0% |
| Larue County | 1 | 1 | 0 | 0.0% |
| Jessamine County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 223 applications in 2025, of which 168 were originated and 25 denied.
11.2% of all applications, or 11.6% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Meade County Bank's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology