Meade County Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
38th12.7% deniedProcesswithdrawn + incomplete share, weight 15%
85th3.0%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 375 | 253 | 15.7% | 16.3% | — | $42M |
| 2024 | 386 | 268 | 13.0% | 13.6% | — | $47M |
| 2025 | 332 | 244 | 12.4% | 12.7% | — | $47M |
What Meade County Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 85 manufactured homes, 103 investment properties.
Who gets approved at Meade County Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 50 | 29 | 30.6% |
| $50k – $100k | 107 | 75 | 10.8% |
| $100k – $150k | 69 | 45 | 19.4% |
| $150k – $250k | 46 | 37 | 4.6% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 27 | 17 | 11.5% |
| 25–34 | 64 | 46 | 16.1% |
| 35–44 | 65 | 47 | 15.9% |
| 45–54 | 50 | 33 | 17.0% |
| 55–64 | 38 | 29 | 11.1% |
| 65–74 | 40 | 25 | 15.0% |
Where Meade County Bank lends
3 states and 23 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Meade County Bank denied 12.7% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 38th percentile of small mortgage lenders.
In 2025, 70% of its applications were for home purchases, 15% for refinancing (including cash-out), and 15% for home improvement or other purposes. By loan type: 99% conventional, 0% FHA, 1% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.